THIS PRIVACY POLICY IS AN ELECTRONIC RECORD IN THE FORM OF AN ELECTRONIC CONTRACT FORMED UNDER THE INFORMATION TECHNOLOGY ACT, 2000 AND THE RULES MADE THEREUNDER AND THE AMENDED PROVISIONS PERTAINING TO ELECTRONIC DOCUMENTS / RECORDS IN VARIOUS STATUTES AS AMENDED BY THE INFORMATION TECHNOLOGY ACT, 2000. THIS PRIVACY POLICY DOES NOT REQUIRE ANY PHYSICAL, ELECTRONIC OR DIGITAL SIGNATURE.

THIS PRIVACY POLICY IS A LEGALLY BINDING DOCUMENT BETWEEN YOU AND FREECHARGE (BOTH TERMS DEFINED BELOW). THE TERMS OF THIS PRIVACY POLICY WILL BE EFFECTIVE UPON YOUR ACCEPTANCE OF THE SAME (DIRECTLY OR INDIRECTLY IN ELECTRONIC FORM, BY CLICKING ON THE I ACCEPT TAB OR BY USE OR THE WEBSITE OR BY OTHER MEANS) AND WILL GOVERN THE RELATIONSHIP BETWEEN YOU AND FREECHARGE FOR YOUR USE OF THE WEBSITE (DEFINED BELOW).

THIS DOCUMENT IS PUBLISHED AND SHALL BE CONSTRUED IN ACCORDANCE WITH THE PROVISIONS OF THE INFORMATION TECHNOLOGY (REASONABLE SECURITY PRACTICES AND PROCEDURES AND SENSITIVE PERSONAL DATA OF INFORMATION) RULES, 2011 UNDER INFORMATION TECHNOLOGY ACT, 2000; THAT REQUIRE PUBLISHING OF THE PRIVACY POLICY FOR COLLECTION, USE, STORAGE AND TRANSFER OF SENSITIVE PERSONAL DATA OR INFORMATION.

PLEASE READ THIS PRIVACY POLICY CAREFULLY. BY USING THE WEBSITE, YOU INDICATE THAT YOU UNDERSTAND, AGREE AND CONSENT TO THIS PRIVACY POLICY. IF YOU DO NOT AGREE WITH THE TERMS OF THIS PRIVACY POLICY, PLEASE DO NOT USE THIS WEBSITE. YOU HEREBY PROVIDE YOUR UNCONDITIONAL CONSENT OR AGREEMENTS TO FREECHARGE AS PROVIDED UNDER SECTION 43A AND SECTION 72A OF INFORMATION TECHNOLOGY ACT, 2000.

This privacy policy applies to www.kernfinance.org  (“site”) owned and operated by Hukuk Danismanligi ve Temsil Faaliyetleri . This privacy policy describes how , Hukuk Danismanligi ve Temsil Faaliyetleri collects and uses the personal information you provide on our web site: www.kernfinance.org. It also describes the choices available to you regarding our use of your personal information and how you can access and update this information.

Hukuk Danismanligi ve Temsil Faaliyetleri , (“Hukuk Danismanligi ve Temsil Faaliyetleri ”, “We”, “Us”, “Our”) is committed to safeguarding the privacy and security of the information we collect. We have implemented multiple security measures to ensure the protection of your information including secure servers and networks that are accessible to a limited number of employees and industry standard encryption technologies when transferring or receiving sensitive information.

Collection of Information

When visiting websites, you provide information to the site owners based on where you go and what you do at each site. Hukuk Danismanligi ve Temsil Faaliyetleri  collects and retains this information for business purposes only. It is used to improve the quality and functionality of our site as well as to respond to requests for more information on all of the products and services we offer. This information is collected through Web server logs and cookies that allow us to track the aggregated statistics and data from our visitors as they utilize our website.

 

E-Mail Lists

Hukuk Danismanligi ve Temsil Faaliyetleri e-mail lists to keep interested parties informed about our company, events, products, support, and more. E-mails are typically sent out twice per month, and contain valuable information for our merchants, agents, partners, and other interested parties. Our e-newsletters often contain Web beacons, which collect information such as a cookie identifier and the time and date that the email was viewed or opened. They do not collect any private or identifiable information, but allow us to track how many people opened our e-newsletter. We do not sell the addresses on our list, but we may make information available to specific business partners, sponsors, or service providers.

Personal Information

We do not collect personal information from you unless you provide it to us in conjunction with a service we offer. The information collected such as your name, company name, financial account information (e.g. credit card information, bank account information), social security number, email address and phone number, is used for the underwriting, approval and used required for the service you request. The information is provided to help complete a transaction initiated by you, or the disclosure is otherwise lawfully permitted or requested. We will share your personal information with third parties only in the ways that are described in this privacy policy.

We may provide your personal information to companies that provide services to help us with our business activities such as shipping your order or offering customer service. These companies are authorized to use your personal information only as necessary to provide these services to us.

In certain situations, Hukuk Danismanligi ve Temsil Faaliyetleri , may be required to disclose personal data in response to lawful requests by public authorities, including to meet national security or law enforcement requirements. We may also disclose your personal information as required by law, such as to comply with a subpoena, or similar legal process when we believe in good faith that disclosure is necessary to protect our rights, protect your safety or the safety of others, investigate fraud, or respond to a government request, if  Hukuk Danismanligi ve Temsil Faaliyetleri is involved in a merger, acquisition, or sale of all or a portion of its assets, you will be notified via email and/or a prominent notice on our Web site of any change in ownership or uses of your personal information, as well as any choices you may have regarding your personal information, to any other third party with your prior consent to do so.

Correcting and Updating Your Personal Information

Upon request Hukuk Danismanligi ve Temsil Faaliyetleri will provide you with information about whether we hold any of your personal information. You may access, correct, or request deletion of your personal information by making the change on our member information page or by contacting your sales representative directly, or you may contact us at +90 342 220 5888.  We will respond to your request within a reasonable timeframe.

We will retain and use your information as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements.

 

Third Party Links

In an attempt to provide increased value to our visitors we may have various third party websites link to our site. We do not control these sites and our Privacy Statement does not apply to them. These linked sites are for your convenience and your use of them is subject to each individual website’s Privacy Statement and Terms of Use. Please review the Privacy Statement from each of those websites before browsing them.

Security

The security of your personal information is important to us. We follow generally accepted standards to protect the personal information submitted to us, both during transmission and once we receive it. No method of transmission over the Internet, or method of electronic storage, is 100% secure, however. Therefore, we cannot guarantee its absolute security. If you have any questions about security on our website, you can contact us at support@kernfinance.org

Cookies and Other Tracking Technologies

As is true of most web sites, we gather certain information automatically and store it in log files. This information may include Internet protocol (IP) addresses, browser type, Internet service provider (ISP), referring/exit pages, operating system, date/time stamp, and/or clickstream data. We do link this automatically collected data to other information we collect about you.

We, Hukuk Danismanligi ve Temsil Faaliyetleri  and our partners use technologies such as cookies or similar technologies to analyze trends, administer the website, track users’ movements around the website, and to gather demographic information about our user base as a whole. Users can control the use of cookies at the individual browser level.

Behavioral Targeting

We partner with a third party ad network to either display advertising on our Web site or to manage our advertising on other sites. Our ad network partner uses cookies and Web beacons to collect non-personally identifiable information about your activities on this and other Web sites to provide you targeted advertising based upon your interests

Notification of Privacy Policy Changes

We may update this privacy statement to reflect changes to our information practices. If we make the any changes on our Privacy Policy, we inform you a notice to your e-mail address. Site prior to the change becoming effective. We encourage you to periodically review this page for the latest information on our privacy practices.

If you have any questions about this policy, please contact us at:

support@kernfinance.org

 

Hukuk Danismanligi ve Temsil Faaliyetleri

Cukur Gulluoglu Sok

Adalet Is Merkezi No : 5

Sahinbey, Gaziantep, Turkey

We can also be reached via e-mail at ;

support@kernfinance.org

THIS UPDATED ON MAY, 2018 REGARDING TO THE RULES OF GENERAL DATA PROTECTION REGULATION (GDPR)

GENERAL

In this privacy & cookies policy (“Policy”), we describe the information that we collect about you, that you provide to us, is provided to us by third parties, and will be processed by us, as you use this website (our “Website”) and the services available through this Website. We recommend that you read this policy carefully in order to understand what Hukuk Danismanligi ve Temsil Faaliyetleri and its subsidiaries, including Kern Tercume Burosu and the other sister companies (“we”, “us”, “Hukuk Danismanligi ve Temsil Faaliyetleri ”) do with your personal information. Your use of our Website and Services and any dispute over privacy, is subject to this Policy and any of Hukuk Danismanligi ve Temsil Faaliyetleri  applicable Terms and Conditions for use of our Services, including their applicable limitations on damages and the resolution of disputes. Our Terms and Conditions for our Services are incorporated by reference into this Policy. By visiting www.kernfinance.org you are accepting and consenting to the practices described in this Policy. Regardless of the applicable law set forth in the Hukuk Danismanligi ve Temsil Faaliyetleri Terms and Conditions for use of our Services, however, please note that any disputes arising under this Policy will be interpreted in accordance with the Governing Law provision set forth below.

HOW, WHEN AND WHAT WE COLLECT?

How does Hukuk Danismanligi ve Temsil Faaliyetleri collect my information?

We collect information directly from you, about you from third parties such as our marketing affiliates and service providers used to verify your identity and prevent fraudulent activity, other Hukuk Danismanligi ve Temsil Faaliyetleri  or customers for the purpose of providing the Hukuk Danismanligi ve Temsil Faaliyetleri Services to you, and automatically as you use our Website and the Services

When does Hukuk Danismanligi ve Temsil Faaliyetleri collect my information?

When you apply for and use our Services, you contact us with questions, and you otherwise choose to provide information to us.

We receive information about you from banking references, credit reporting agencies, affiliates, other Hukuk Danismanligi ve Temsil Faaliyetleri users if they provide us your name through our referral programs, and other third parties (e.g., entities that assist us in validating your identity, among others). We may combine this with other information that we collect about you.

We, and our third party service providers , automatically collect the following information about your use of our Website and our online Services through cookies, web beacons, log files and other technologies: your domain name, your browser type and operating system, web pages you view, links you click, your IP address, the length of time you visit our Website or use our Services, your activities on our Website, and the referring URL or the webpage that led you to our Website.

What information does Hukuk Danismanligi ve Temsil Faaliyetleri collect?

The types of information we collect about you depends on your particular interaction with our Website and our Services, and might include, where permitted by applicable law:

Your contact information (e.g., name, email address, phone number, billing or mailing address)

Bank and credit account information

IP address, geolocation

Identity validation (e.g., photograph, other information requested to verify your information)

Credit history

National identification numbers

Date of birth

Details of any transactions carried out using any of the Services

Any other information that you choose to provide to us (e.g., if you send us an email/otherwise contact us)

Calls/emails/other correspondence

Information about your business

You are responsible for providing accurate and up-to-date information

HOW WE USE YOUR INFORMATION

To validate your identity.

To provide our Services to you, to communicate with you about your use of our Services or any changes in our Terms and Conditions that apply to you.

For the purpose for which you specifically provide the information to us, including, to respond to your inquiries, to provide any information that you request, and to provide customer support.

To tailor the content and information that we may send or display to you, to offer location customization (where permitted by applicable law), personalized help and instructions, and to otherwise personalize your experiences while using our Website and our Services, such as developing and offering you with new and/or additional services or new and/or additional features to existing services.

For marketing and promotional purposes, for example, where permitted by law (other than if (where applicable) you opted out by unsubscribing from marketing emails and/or by contacting us as noted in the table below), we may use your information, such as your email address, phone number, or mailing address to send you newsletters, special offers and promotions, or to otherwise contact you about services or information we think may interest you, or to conduct draws for campaigns and the like and deliver prizes and rewards .

 

As permitted by applicable law (other than if (where applicable) you opted out), to assist us in advertising our products and services in various mediums including, without limitation, sending you promotiona l emails, advertising our services on third party sites and social media platforms, sending you direct mail, and by telemarketing.

To better understand how users access and use our Website and our Services, both on an aggregated and individualized basis, to administer, monitor, and improve our Website and Services, for our internal purposes, and for other research and analytical purposes.

To protect us, our customers, employees or property — for instance, to investigate fraud and prevent fraudulent activity, harassment or other types of unlawful activities involving us or other companies that we do business with, to enforce this Policy, as well as our Terms and Conditions.

WHEN DO WE SHARE YOUR INFORMATION?

We share your information with third parties, including service providers, regulated institutions (e.g., financial institutions), affiliated entities, and business partners as set out in the table below. In the section below, we also list the reasons why we share information.

How and Why We (Hukuk Danismanligi ve Temsil Faaliyetleri ) Share Your Information?

With our service providers and partners – to assist us with the provision of the Services and our everyday business purposes, such as to verify your identity, prevent fraudulent activity, conduct internal research and analytical assessments, process your transactions, maintain your account(s) and provide you with customer care services. Yes

With fraud prevention and detection service providers – for the purpose of detecting and preventing fraudulent activity. Such service providers may keep records of information provided and use it when providing fraud detection and prevention services to other users of their databases. Yes

For marketing purposes:

  1. With our service providers and our partners – to market our own products and services; and
  2. With non-partnereddthird parties for joint marketing purposes. Yes*

In response to legal process – to comply with the law, a judicial proceeding, subpoena, court order, or other legal process. Yes

In connection with business transfers – to another entity if we are acquired by or merged with such other entity, if substantially all of our assets are transferred to such other entity, or as part of a bankruptcy proceeding. Yes

To protect us and others – we may disclose your information when we believe it is necessary to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the safety of any person, violations of our Terms and Conditions or this Policy, or as evidence in litigation in which we are involved. Yes

Aggregate and de-identified information – we may disclose aggregate or de-identified information about users for marketing, advertising, research, or similar purposes. Yes

* If you do not want us to use your details for us to market to you, and/or to pass your details on to third parties for marketing purposes, please contact us through the phone number or email address listed in the Section titled “Contact Us, Questions, Updating Your Info, Opting Out” below. You will also be able to unsubscribe from any marketing emails sent to you by Hukuk Danismanligi ve Temsil Faaliyetleri using a link provided in the email.

WHERE WE STORE YOUR DATA

All information you provide to us is stored on our secure servers. Any payment transactions will be encrypted using SSL technology.

Unfortunately, the transmission of information via the internet is not completely secure. Although we will do our best to protect your personal data, we cannot guarantee the security of your data transmitted to our Website; any transmission is at your own risk. Once we have received your information, we will use strict procedures and security features to try to prevent un-authorized access.

CHANGES TO OUR PRIVACY POLICY

This Policy may change from time to time. Any changes in the future will be posted on our Website and, where appropriate, notified to you by email. We will not materially reduce your rights under this Policy without taking steps to bring such changes to your attention.

CONTACT US, QUESTIONS, UPDATING YOUR INFO, OPTING OUT

If you are a Hukuk Danismanligi ve Temsil Faaliyetleri Services customer and would like to update your information contact us through the contact information below. If you are not a Hukuk Danismanligi ve Temsil Faaliyetleri Services customer, but have provided us with information, and would like to update your information, you may contact us through the phone number or email address listed below. From time to time, we may email you with special offers; you may opt-out of those offers through the email or by contacting us as noted below.

Hukuk Danismanligi ve Temsil Faaliyetleri

Cukur Gulluoglu Sok Adalet Is Merkezi  No : 5

27010 Sahinbey, Gaziantep, Turkey

Phone: 90-342-220 5888

Email: support@kernfinance.org

Web: www.kernfinance.org

GOVERNING LAW & JURISDICTION

Save in relation to customers, this Policy shall be governed by and interpreted in accordance with the laws of the Turkey , and any dispute hereunder shall be brought exclusively in the courts of the Gaziantep of Turkey except where prohibited by Turkey law.

DISCLAIMER

Any and all content provided on this Website or the Services, including links to other websites is provided for information purposes only and does not constitute advice, recommendation or support of such content or website. Hukuk Danismanligi ve Temsil Faaliyetleri makes every effort to provide true and accurate content on its Website. However, Hukuk Danismanligi ve Temsil Faaliyetleri  provides no warranty, express or implied, of the accuracy, completeness, timeliness, or applicability of such content. Hukuk Danismanligi ve Temsil Faaliyetleri accepts no responsibility for and excludes all liability in connection with information provided on the Hukuk Danismanligi ve Temsil Faaliyetleri website, including but not limited to any liability for errors, inaccuracies or omissions.

WHEN DO WE SHARE YOUR INFORMATION

The table headed “How and Why We Share Your Information” in the main part of the Policy under the heading “WHEN DO WE SHARE YOUR INFORMATION” lists who we may share your information with, which include transfers for reasons of legal compliance and necessity in order to provide you with our Services.

You should be aware that when sharing your information, it may be transferred to, and stored at, a destination outside the Europe.

Please note that where data is transferred outside of the Europe, non-European  countries may not offer the same level of protection for personal data as is available in the Europe. Hukuk Danismanligi ve Temsil Faaliyetleri will take various measures to ensure that your data is treated securely, which may include, but not be limited to: assessing the security measures taken at any place your data is transferred to; having suitable contract terms in place that oblige a data processor to only process in accordance with our instructions; and having monitoring, reporting and resolution procedures in place with regard to ongoing security.

Please contact us if you require more detailed information about international transfers of your information, and the particular safeguards used.

LEGAL GROUNDS FOR PROCESSING YOUR PERSONAL DATA

We process your information based on the following legal grounds, as recognised by and in compliance with the applicable data protection laws: the processing is necessary to perform our contract with you (i.e. the Terms and Conditions that apply as applicable with respect to  Hukuk Danismanligi ve Temsil Faaliyetleri Services, for the provision of our Services), or to take steps requested by you before entering into said contract; the processing is in Hukuk Danismanligi ve Temsil Faaliyetleri’s or someone else’s legitimate interests, and these interests are not overridden by your interests or rights in the protection of your personal data. This may include processing your data for prevention of fraudulent activity, internal research and analytics assessments, for purposes of communication with you, and informing you about new products and services we are offering or to promote new products and services of other parties which we think may be of interest to you, etc.; you have given your consent to the processing of your data; the processing is necessary to meet a legal obligation which applies to Hukuk Danismanligi ve Temsil Faaliyetleri .

If you would like more information about the legal grounds used to process your information, or about the legitimate interests referred to above, please contact us.

In cases where we have asked for, and you have given, your consent to our processing of your personal data, you have the right to withdraw such consent at any time.  You can do this by contacting our lawyer at support@kernfinance.org.

DO YOU HAVE TO GIVE US YOUR INFORMATION?

In most cases, providing your personal data to us is optional, however, if you do not provide it, you will not be able to use our Services. For example, we need details such as your name, address and bank account details so that we can make payments to you and receive payments from you. In other cases, you have a choice over whether we collect your personal data, for example, you can turn off cookies on your browser and we will not place any cookies on your device or computer (although in this case you may not be able to use all parts of our website).

HOW LONG DO WE KEEP YOUR INFORMATION?

Hukuk Danismanligi ve Temsil Faaliyetleri retains your information as required by applicable laws or regulations and/or in accordance with Hukuk Danismanligi ve Temsil Faaliyetleri’s internal policies and procedures for purposes of prevention of fraudulent activity, risk management and security. Hukuk Danismanligi ve Temsil Faaliyetleri will periodically review the necessity of retention of your data.

We will stop processing your personal data unless we have compelling legitimate grounds for the processing which override your interests and rights, or unless we are processing the data for the establishment, exercise or defence of legal claims.

You can require us to stop using your data for direct marketing purposes.  We will stop as soon as we receive your request. There are no exemptions or reasons for us to refuse.